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Thursday, February 23, 2012 12:14 AM |
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State Bank of Spencer
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For most people, some type of checking or savings account is probably the most basic, frequently used financial service available. Let us introduce you to our services. We're confident that you'll find just what you're looking for!
Free Checking
Regular Checking
Checking with Interest
Money Market Checking
Regular Savings
Money Market Investment Account
Certificates of Deposit
Features: |
- $100 minimum deposit to open
- No monthly service charge
- Unlimited check writing
- Automatic check safekeeping
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Features: |
- FREE
if minimum balance
of $500 is maintained
- $5.00 per month plus $.25/check in excess of 30 per month if $500 minimum balance is not maintained
- Check
images returned in monthly statement
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Features: |
- FREE
if $1,000 minimum balance or $1,500
average collected balance is maintained
- $7.50
per month plus $.25/check in excess
of 30 per month if $1,000 minimum
or average collected balance of $1,500
is not maintained
- Interest is compounded monthly and adjusted according to market conditions
- Check
images returned in monthly statement
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Features: |
- FREE if
$10,000 average daily balance is maintained
- Only
$10 per month if average daily balance
of $10,000 is not maintained
- High annual percentage yield paid if balances exceed $10,000 average daily balance
- Unlimited check writing
- Free personalized checks, no fee SHAZAM® Chek card, no charge Traveler's Checks
- Check
images returned in monthly statement
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Features: |
- No minimum balance or fees until age 18
- $5
per month if under$100
minimum
balance
- Earn competitive rates with interest compounded quarterly on all collected balances
- A maximum of 6 withdrawals per month allowable by law
- Three free withdrawals per month, then $1.00 per transaction
- Statements printed annually unless otherwise requested
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Features: |
- $1000 minimum balance
- Variable interest rates tiered to reward higher balances
- Interest rates based on current market conditions with interest compounded monthly
- Six free withdrawals per month, then $5.00 per transaction
- Statements printed monthly
- A maximum of 6 withdrawals per month allowable by law
- Statements printed quarterly unless otherwise requested
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Features: |
- We offer many options, including a broad range of maturity dates, a choice of interest-payment options . . . and more!
- A substantial penalty for early withdrawal from a certificate of deposit
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Features: |
- $1,500 minimum balance to avoid $7.50 monthly maintenance fee.
- $.25 for each check written in excess of 50 per month
- $.20 for each transit item deposited in excess of 50 per month.
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Features:
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- No minimum balance to open account.
- Fees are based on monthly activity and the balances you maintain can earn credit to offset these fees. Please contact us and we can help you calculate the balance required for your account.
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Bill Payment - Our online PAYTRUST bill presentment and BillPayer allows you to pay directly from your State Bank checking account - eliminating checks and postage! This is a complimentary service for up to 30 transactions per month! Just sign up!
Click Here to Apply Now!
(choose the 12.95 option, it will be charged and refunded later)
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Pay Bills Online
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Receive bills via E-mail
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View Transaction History
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Integrates with Quicken, MS Money, and Excel
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Secure Password
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30 Transactions per month for FREE: A monthly fee of $12.95 per month will be charged to your account, and then refunded at the end of the month.
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Elliminate checks and postage!
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