Online Banking

Friday, November 21, 2014       11:21 AM  

Online Banking Accounts Services About Us Contact Us Home


State Bank of Spencer

 

 

Checking & Savings Accounts

For most people, some type of checking or savings account is probably the most basic, frequently used financial service available. Let us introduce you to our services. We're confident that you'll find just what you're looking for!


Features:

  • $100 minimum deposit to open
  • No monthly service charge
  • Unlimited check writing
  • Automatic check safekeeping


Features:

  • FREE if minimum balance of $500 is maintained
  • $5.00 per month plus $.25/check in excess of 30 per month if $500 minimum balance is not maintained
  • Check images returned in monthly statement



Features:

  • FREE if $1,000 minimum balance or $1,500 average collected balance is maintained
  • $7.50 per month plus $.25/check in excess of 30 per month if $1,000 minimum or average collected balance of $1,500 is not maintained 
  • Interest is compounded monthly and adjusted according to market conditions
  • Check images returned in monthly statement


Features:

  • FREE if $10,000 average daily balance is maintained
  • Only $10 per month if average daily balance of $10,000 is not maintained
  • High annual percentage yield paid if balances exceed $10,000 average daily balance
  • Unlimited check writing
  • Free personalized checks, no fee SHAZAM® Chek card, no charge Traveler's Checks
  • Check images returned in monthly statement


Features:

  • No minimum balance or fees until age 18
  • $5 per month if under$100 minimum balance
  • Earn competitive rates with interest compounded quarterly on all collected balances
  • A maximum of 6 withdrawals per month allowable by law
  • Three free withdrawals per month, then $1.00 per transaction 
  • Statements printed annually unless otherwise requested

Features:

  • $1000 minimum balance
  • Variable interest rates tiered to reward higher balances
  • Interest rates based on current market conditions with interest compounded monthly
  • Six free withdrawals per month, then $5.00 per transaction
  • Statements printed monthly
  • A maximum of 6 withdrawals per month allowable by law
  • Statements printed quarterly unless otherwise requested


Features:

  • We offer many options, including a broad range of maturity dates, a choice of interest-payment options . . . and more!
  • A substantial penalty for early withdrawal from a certificate of deposit

Features:

  • $1,500 minimum balance to avoid $7.50 monthly maintenance fee.
  • $.25 for each check written in excess of 50 per month
  • $.20 for each transit item deposited in excess of 50 per month.

Features:

  • No minimum balance to open account.
  • Fees are based on monthly activity and the balances you maintain can earn credit to offset these fees. Please contact us and we can help you calculate the balance required for your account.

 

Links Locations Privacy Policy 24 Hour Access

   

Site design by Emagine Marketing