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Thursday, February 23, 2012       12:13 AM  

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State Bank of Spencer

 

 


State Bank is committed to providing you with an array of financial products and services that you need to accomplish your financial goals. It is equally important for us to maintain the confidentiality, security, and integrity of the personal information we collect while providing these products and services. The following notice explains State Bank's policy on the collection, use, retention, and security of nonpublic personal information.

The Information that State Bank Collects

We may collect nonpublic personal information about you from the following sources:

  • Information we receive from you on application or other forms
  • Information about your transactions with us
  • Information about your transactions and experience with affiliates
  • Information about your transactions with nonaffiliated third parties, such as credit bureau

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. Examples of nonpublic personal information include account balances, payment history, or overdraft history.

The Information that State Bank Discloses

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law. Examples of situations permitted by law included the following:

  • Information to government entities in response to subpoenas
  • Information to credit bureaus
  • Information to third parties that assist us in servicing your account (s) with us, such as check printing companies
  • Information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements

If you decide to close your account (s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.

Protection of Your Nonpublic Personal Information

At State Bank we understand the need to safeguard the personal information that our customer has entrusted to us. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We also maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you have any questions regarding this notice, please contact any of our three locations.

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