
Your convenience is our priority! We realize your time is money. That's why we're dedicated to providing the financial services you want with the cutting-edge convenience you need.

Local Decision Making
Merchant Credit Card Processing
Business Credit Cards
ACH Direct Deposit of Payroll
Term loans for business equipment
Commercial and Agricultural Real Estate Loans
Revolving lines of credit for short-term operating needs
Small Business Administration (SBA) Loans
ACH Origination
Night Deposit
Commercial Property and Casualty Insurance
Money Market Accounts
Business Checking

Private, easy, and convenient banking from your touchtone telephone. All you need is your customer number and P.I.N.
1.877.262.1002
State Bank Moneyline
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24-Hour Banking Convenience
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Easy transfers between accounts
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Loan Payments
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Faxed Statement on request

Internet Banking - Banking 24 hours a day from the privacy of your home or office using your Personal Computer.
Click Here to Log In
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Account Balances and Historical Information
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Downloads to Quicken and Money
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Fund Transfers and Loan Payments
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Pending ACH and Auto Debit Transactions
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Preliminary Loan Applications
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Stop Pay and Wire Transfer Requests
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Check Re-order
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Calculators
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Much More

Bill Payment - Our online PAYTRUST bill presentment and BillPayer allows you to pay directly from your State Bank checking account - eliminating checks and postage! This is a complimentary service for up to 30 transactions per month! Just sign up!
Click Here to Apply Now!
(choose the 12.95 option, it will be charged and refunded later)
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Pay Bills Online
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Receive bills via E-mail
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View Transaction History
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Integrates with Quicken, MS Money, and Excel
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Secure Password
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30 Transactions per month for FREE: A monthly fee of $12.95 per month will be charged to your account, and then refunded at the end of the month.
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Elliminate checks and postage!
Make withdrawals, transfers and inquires at any of our ATM locations:
-Hy Vee Gas, 8th & Grand in Spencer
-State Bank, 728 Grand in Spencer

State Bank offers a full line of personal and commercial insurance products and services through our own agency, State Bank Insurance.
Insurance and investment products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may go down in value.